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Who Pays When You’re Scammed in Malaysia? The Answer Isn’t What BNM’s Rules Imply

Who Pays When You’re Scammed in Malaysia? The Answer Isn’t What BNM’s Rules Imply

If you got tricked into approving a bank transfer yourself, Bank Negara Malaysia’s own compensation rule almost certainly doesn’t cover you. That’s not a gap regulators forgot to close. It’s a deliberate line. Most Malaysian scam victims are losing money on the wrong side of it.

By Aaron Mokhtar 08 Sep 2026
The Digital Adab Every Muslim Child Should Know

The Digital Adab Every Muslim Child Should Know

Your family WhatsApp group has a message in it right now that shouldn't be there. Maybe it's a forwarded news story that nobody checked. Maybe it's a screenshot of someone's private argument, shared for entertainment. Maybe it's a comment that

By Aaron Mokhtar 29 Jun 2026
The Online Safety Act 2025 Explained: What Malaysian Families Need to Know

The Online Safety Act 2025 Explained: What Malaysian Families Need to Know

You're scrolling through dinner, standard evening. Your 14-year-old daughter's phone lights up with a notification. Instagram update: age verification required. She looks at you. "Is this real? Can they do that?" Yes, they can. And it's not what the WhatsApp forwards claim.

By Aaron Mokhtar 17 Jun 2026
5 WhatsApp Scams Every Malaysian Family Needs to Know

5 WhatsApp Scams Every Malaysian Family Needs to Know

Your family WhatsApp group has probably seen a scam message this week. Nobody pointed it out. Nobody said anything. It just sat there between a grocery list and an emoji, and nobody knew what to do. That silence is exactly what scammers count on. Why WhatsApp Is the New Frontline

By Aaron Mokhtar 04 Jun 2026

Digital Ihsan

Malaysia's cybersecurity awareness and digital ethics education company. Trusted by CyberSecurity Malaysia, Petronas, Microsoft, and Jabatan Perdana Menteri.

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